What net payment terms can I create?

You can create any custom payment term including Net 15, Net 30, Net 45, Net 60, or any other terms that fit your business model. These are set up as manual payment methods in Shopify.

Can I show different terms to different customer groups?

Yes! Use BMT's Custom Payment Rules to control visibility. Create rules targeting different customer tags so wholesale customers see net terms while retail customers don't.

What happens when multiple rules apply to the same customer?

The priority setting determines which rule takes precedence. Rules with lower priority numbers (e.g., 0) are applied first, and higher priority numbers override them.

Can I hide standard payment methods from wholesale customers?

Yes. Use the 'Hide' action to remove specific payment methods like credit card or PayPal from tagged wholesale customers, leaving only net terms visible.

Are there any Shopify limitations for NET terms?

Yes — the credit card payment option (Shopify Payments) can only be modified on a Shopify Plus plan. Also, payment methods with logos such as Klarna, PayPal, Google Pay, etc. cannot be renamed.

Do I need the Advanced Plan for payment rules?

Yes, Custom Payment Rules are available on the Advanced Plan ($29.99/month or $299.90/year). This plan also includes Custom Shipping Rules and all Standard plan features.

Back to Documentation

Custom Payment Rules Guide

Create Custom Payment Terms in Shopify

With Shopify, you can quickly set up custom payment terms like Net 30, Net 60, or Net 45 for different segments of your customers. This is especially useful if you handle both wholesale and retail sales, letting you control who sees and uses specific payment options.

Start Configuration

Video Tutorial

Watch this step-by-step video guide to create custom payment terms

Prerequisites: You need the Advanced Plan to access Custom Payment Rules. Make sure you have admin access to your Shopify store to create manual payment methods.

Part 1: Create a Custom Payment Term

Follow these steps to create a manual payment method like Net 30, Net 45, or Net 60 in your Shopify admin

Step 1

Go to Your Shopify Admin Page

Open your browser and navigate to your Shopify admin
Make sure you have admin-level access

Step 2

Click Settings

Open the admin settings menu from the bottom-left of the dashboard.

Click 'Settings' in the lower-left corner of your Shopify admin

Step 3

Find Manual Payment Methods

Navigate to the manual payment methods section in your settings.

Go to Settings → Payments
Scroll down to find 'Manual payment methods'
Select it to open the configuration page

Step 4

Click Create Custom Payment Method

Start creating a new custom payment method for your net terms.

Click 'Create custom payment method'
A dialog will appear for entering payment method details

Step 5

Enter Your Desired Payment Term

Type your payment term name, such as 'Net 45', 'Net 30', or 'Net 60'.

Enter a clear, descriptive name like 'Net 45' or 'Net 30 — Pay within 30 days'
This label will be visible to customers at checkout
You can add additional payment instructions if needed

Step 6

Click Activate

Activate your new payment term to make it live on your store.

Click 'Activate' to save and enable the payment method
Your new payment term is now active and visible to all customers by default

Part 2: Control Payment Terms Visibility with Payment Rules

Make sure only specific customer groups see certain payment terms by creating custom payment rules

Step 1

Ensure BMT Payment Rules Is Active

Under Payment Method customization, make sure BMT payment rules is active. If not, click Manage and add it.

Go to Settings → Payments → Payment customizations
Check that 'BMT payment rules' is listed and active
If not active, click 'Manage' and enable it

Step 2

Add a Payment Rule

Go to BMT B2B Wholesale Pricing and click Add Payment Rule to create a new rule.

Navigate to the BMT B2B Wholesale Pricing app
Click 'Add Payment rule' to start creating a new rule

Step 3

Configure Your Payment Rule

Set up your payment rule — name it, set the priority, and apply it to the right customer group using tags.

Enter a descriptive name (e.g., 'Wholesale Pricing Rule')
Set the priority to zero (or your preferred priority level)
Apply the rule to customers with a specific tag, such as 'wholesale'

Step 4

Click Create Payment Rule

Save your payment rule to apply the settings.

Click 'Create payment rule' to save
Only wholesale customers tagged appropriately will now see the net payment options at checkout

Step 5

Hide Net Terms from Retail Customers (Optional)

Create another payment rule to hide net payment terms from retail customers.

Click 'Add new payment rule'
Set its priority to one
Apply it to all customers
Select to hide the net payment options
Click 'Create Payment rule' to save

Shopify Limitations for NET Terms:

The credit card payment option (Shopify Payments) can only be modified on a Shopify Plus plan
Payment methods with logos, such as Klarna, PayPal, Google Pay etc. cannot be renamed

See It In Action

Verify your payment terms are working correctly for each customer group

Step 1

Test your store as a wholesale customer — you should see the net payment terms at checkout.

Step 2

Test as a retail customer — net payment terms should be hidden if you configured the hide rule.

Step 3

Verify each customer group sees the correct payment options based on your rules.

Common Issues and Solutions

Resolve common payment terms configuration issues

Payment terms not showing at checkout

Solutions:

Verify the manual payment method is activated in Shopify Settings → Payments
Check that BMT payment rules is active under Payment customizations
Ensure the customer is tagged correctly to match your payment rule
Clear browser cache and refresh the checkout page

Wrong payment methods appearing for customer group

Solutions:

Review the customer tags assigned to the payment rule
Check rule priority — higher priority rules override lower ones
Verify the customer is logged in if the rule requires it
Ensure no conflicting rules exist for the same customer type

Net terms visible to retail customers

Solutions:

Create a 'hide' rule for all customers with a higher priority number
Make sure the 'show' rule for wholesale customers has a lower priority (e.g., 0)
Verify customer tags are correctly assigned in your Shopify admin
Test with different customer accounts to confirm visibility

Frequently Asked Questions

Common questions about custom payment terms

Need Help with Payment Terms?

Our support team is ready to help you configure and optimize your payment rules

Contact Support Back to Documentation